Now you can build your dream home, no matter what your budget is!

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With the housing market in such a depressed state, the demand for prefabricated homes is on the rise. The fact that you can purchase a prefab home for 10-25% less than a conventional. With an average sales price of $65,000, new mobile homes and modular homes can be a cost-effective way to own your own home without a large outlay of cash, the Manufactured Housing Institute has surveyed. Ideal candidates may be college-bound students, downsizing adults or anyone seeking lower utility bills or a refuge off the grid.

Mortgage financing is similar to that of conventional home buying, involves credit evaluation and approval, underwriting and a typical down payment of 5% to 10%. Financing is often available through the home manufacturer as well as private lenders. Thanks to recent changes to federal lending laws for manufactured housing, homebuyers have more financing options today.Location of the home needs to be taken in to consideration before pursuing financing. If the home is placed on owned land, zoning laws or covenants need to be checked. If the choice is to lease land in a mobile-home community, get the lowdown on restrictions, monthly fees and utility connections before committing.

Prefab homes come in a variety of style choices and range in price, from the very cheap to highly expensive, depending on the options you choose to have built into the home. It is easy to get caught up in what you want but try to focus on what you need and stick with homes that fall within your budget. On the right side, Prefab homes make wonderful starter, second or vacation homes. They save homeowners time and money. In this day and age, you can never have too much of either.

DRM Investments LTD - Prefabricated Building Solutions

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